Advisory Council

A K T Chari is a keen Project Finance Specialist and has over 40 years of experience.

He has significantly impacted the process of infrastructure development in India through several strategic initiatives in the areas of Energy, Telecommunications, Information Technology, Integrated Transportation and Urban Infrastructure.

He joined IDFC in 1999 as Chief Operations Officer and later served as Executive Director and Senior Adviser. He was also an Advisor at IDFC Project Finance. Prior to joining IDFC, he was with the Industrial Development Bank of India (IDBI) for nearly 25 years and served in various capacities like Chief General Manager in the Project Finance Division, which included Infrastructure Financing, and later as Adviser.

He is an Independent Director on the Board of various companies such as HDFC Pension Management Company Limited and IDFC Infrastructure Finance Limited, and was till recently an Independent Director on the Board of HDFC Life Insurance Company Ltd.

He holds a degree in Electrical Engineering from the University of Madras, India.

A K T Chari is a keen Project Finance Specialist and has over 40 years of experience.

He has significantly impacted the process of infrastructure development in India through several strategic initiatives in the areas of Energy, Telecommunications, Information Technology, Integrated Transportation and Urban Infrastructure.

He joined IDFC in 1999 as Chief Operations Officer and later served as Executive Director and Senior Adviser. He was also an Advisor at IDFC Project Finance. Prior to joining IDFC, he was with the Industrial Development Bank of India (IDBI) for nearly 25 years and served in various capacities like Chief General Manager in the Project Finance Division, which included Infrastructure Financing, and later as Adviser.

He is an Independent Director on the Board of various companies such as HDFC Pension Management Company Limited and IDFC Infrastructure Finance Limited, and was till recently an Independent Director on the Board of HDFC Life Insurance Company Ltd.

He holds a degree in Electrical Engineering from the University of Madras, India.

Arun has served as the Chairman and Managing Director (CMD) of Union Bank of India, a premier Public Sector Bank from December 2013 to June 2017.

He presently serves on the boards of various prominent Indian companies, including Hinduja National Power Corporation, IndusInd Bank, Acuite Research & Ratings, Indian Infradebt Limited, and Setco Automotive Limited; Arun has also served as an Executive Director of Allahabad Bank.

He has also held the position of Deputy Chairman of Indian Bank’s Association, and has been Member of Governing Council of Indian Institute of Banking and Finance. Mr. Tiwari is currently a Member of the Governing Council, Bankers’ Institute of Rural Development.

Prior to that, he spent 33 years in diverse functions and roles at Bank of Baroda and his final designation was General Manager (GM) in charge of Corporate Banking, MSME Banking and Wealth Management; at Bank of Baroda, Arun's responsibility spanned the entire wholesale portfolio (including infrastructure) of the bank.

Arun holds a Post Graduate degree in Chemistry and a Certificate in Computer Programming. He has undergone various trainings at Arthur D’Little (Boston), the Kellog School of Management (Chicago), the Indian School of Business (Hyderabad), & the Indian Institute of Technology (Mumbai).

Arun has served as the Chairman and Managing Director (CMD) of Union Bank of India, a premier Public Sector Bank from December 2013 to June 2017.

He presently serves on the boards of various prominent Indian companies, including Hinduja National Power Corporation, IndusInd Bank, Acuite Research & Ratings, Indian Infradebt Limited, and Setco Automotive Limited; Arun has also served as an Executive Director of Allahabad Bank.

He has also held the position of Deputy Chairman of Indian Bank’s Association, and has been Member of Governing Council of Indian Institute of Banking and Finance. Mr. Tiwari is currently a Member of the Governing Council, Bankers’ Institute of Rural Development.

Prior to that, he spent 33 years in diverse functions and roles at Bank of Baroda and his final designation was General Manager (GM) in charge of Corporate Banking, MSME Banking and Wealth Management; at Bank of Baroda, Arun's responsibility spanned the entire wholesale portfolio (including infrastructure) of the bank.

Arun holds a Post Graduate degree in Chemistry and a Certificate in Computer Programming. He has undergone various trainings at Arthur D’Little (Boston), the Kellog School of Management (Chicago), the Indian School of Business (Hyderabad), & the Indian Institute of Technology (Mumbai).

Mr. Jayakumar has held diverse experience of 3 decades while at Citibank such as Treasurer - Consumer Bank, Business Development Head covering deposit and lending business, Managing Director for Citi Financial Ltd, Managing Director and Head of Citibank Consumer Loan for Asia Pacific Countries (covering Indonesia, Philippines, Australia, Hong Kong and Korea), Country Head - Citibank Consumer Business and Head of Balance Sheet Management - Asia Pacific. Shri P. S. Jayakumar has also served as a Board Member in many of Citibank’s subsidiaries in India.

Mr. Jayakumar joined Bank of Baroda on October 13, 2015 and was responsible for steering the Bank's comprehensive transformation journey, across all aspects - business, digital and technology, compliance and controls, organization and people. Prior to his appointment as MD & CEO of Bank of Baroda in October 2015, he was the Co-founder and CEO of VBHC Value Budget Housing (VBHC), a leader in housing for low- and moderate-income households from 2009 to 2015. He was also the Co-founder and Non-Executive Promoter Director for Home First Finance Company (HFFC), a housing finance institution regulated by the NHB, focused on financing customers who are not able to access mortgage loans from the banking sector.

He has contributed to several innovations in retail banking in India. In addition, he was associated with the first asset securitisation in India in 1991 and the first multi-lingual biometric ATM for the financially excluded in 2006.

P. S. Jayakumar is a qualified Chartered Accountant and additionally holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur. He also has the distinction of being a Chevening Gurukool Scholar through the London School of Economics and Political Science.

Mr. Jayakumar has held diverse experience of 3 decades while at Citibank such as Treasurer - Consumer Bank, Business Development Head covering deposit and lending business, Managing Director for Citi Financial Ltd, Managing Director and Head of Citibank Consumer Loan for Asia Pacific Countries (covering Indonesia, Philippines, Australia, Hong Kong and Korea), Country Head - Citibank Consumer Business and Head of Balance Sheet Management - Asia Pacific. Shri P. S. Jayakumar has also served as a Board Member in many of Citibank’s subsidiaries in India.

Mr. Jayakumar joined Bank of Baroda on October 13, 2015 and was responsible for steering the Bank's comprehensive transformation journey, across all aspects - business, digital and technology, compliance and controls, organization and people. Prior to his appointment as MD & CEO of Bank of Baroda in October 2015, he was the Co-founder and CEO of VBHC Value Budget Housing (VBHC), a leader in housing for low- and moderate-income households from 2009 to 2015. He was also the Co-founder and Non-Executive Promoter Director for Home First Finance Company (HFFC), a housing finance institution regulated by the NHB, focused on financing customers who are not able to access mortgage loans from the banking sector.

He has contributed to several innovations in retail banking in India. In addition, he was associated with the first asset securitisation in India in 1991 and the first multi-lingual biometric ATM for the financially excluded in 2006.

P. S. Jayakumar is a qualified Chartered Accountant and additionally holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur. He also has the distinction of being a Chevening Gurukool Scholar through the London School of Economics and Political Science.

Sanjay Asher is presently a senior partner with Crawford Bayley & Co, which is India’s oldest law firm, established in 1830. He has been a practising advocate since 1991, and was admitted as a solicitor in 1993. He is also a qualified chartered accountant. He specialises in the fields of corporate law and commercial law, cross border M&A, joint ventures, and capital markets, and advises large, medium and small business enterprises on these subjects.

Sanjay serves as an independent director of various public and private companies, including
Bajaj Allianz Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Finolex Industries Limited, Ashok Leyland Limited etc.

He has been a noted speaker at various seminars and conferences both domestically and internationally and has authored several articles published in national and international publications and also co-authored a book on the Companies Act, 2013, which was published by CCH, a Wolters Kluwer publication. He was an invitee to Committee formed by the Government of India, Department of Disinvestment for the purposes of standardising transaction documents in relation to privatisation of the public sector enterprises of the Government of India. He is also a member of committee in respect of Indo-US Financial Institutions Reforms and Expansion Projects - Capital Markets for development of securities law bar and the securities law course in India.

Sanjay holds a bachelor’s degree in commerce and a bachelor’s degree in law from the University of Bombay; and is affiliated with various roles at Harvard University, the University of Texas System and the IIM, Ahmedabad.

Sanjay Asher is presently a senior partner with Crawford Bayley & Co, which is India’s oldest law firm, established in 1830. He has been a practising advocate since 1991, and was admitted as a solicitor in 1993. He is also a qualified chartered accountant. He specialises in the fields of corporate law and commercial law, cross border M&A, joint ventures, and capital markets, and advises large, medium and small business enterprises on these subjects.

Sanjay serves as an independent director of various public and private companies, including
Bajaj Allianz Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Finolex Industries Limited, Ashok Leyland Limited etc.

He has been a noted speaker at various seminars and conferences both domestically and internationally and has authored several articles published in national and international publications and also co-authored a book on the Companies Act, 2013, which was published by CCH, a Wolters Kluwer publication. He was an invitee to Committee formed by the Government of India, Department of Disinvestment for the purposes of standardising transaction documents in relation to privatisation of the public sector enterprises of the Government of India. He is also a member of committee in respect of Indo-US Financial Institutions Reforms and Expansion Projects - Capital Markets for development of securities law bar and the securities law course in India.

Sanjay holds a bachelor’s degree in commerce and a bachelor’s degree in law from the University of Bombay; and is affiliated with various roles at Harvard University, the University of Texas System and the IIM, Ahmedabad.

Bharat has 27+ years of experience in Private Equity, Financial Services and Advisory to Family Owned Businesses/ Funds. He currently provides management consulting in areas of Business, Strategy, M&A, Joint Venture, Family Owned Business, and I-Banking to marquee Business & PE/VC Fund Houses, having advised on deals exceeding $200 M in a short span since the launch of his own practice in CY2016 (Select roles: Advisor to TVS Capital Funds, Sterlite Technologies and Sterlite Power). As the Founding MD & CEO at Aditya Birla PE and Senior President – Aditya Birla Capital, Bharat built it from scratch and led the Private Equity practice to navigate a fund-raise of $280 Million, the largest INR PE Fund at that time, and built a marquee portfolio across BFSI, Consumer & Leisure ventures (Investments: CARE, RBL Bank, City Union Bank, TransUnion CIBIL, Indian Energy Exchange, BSE, Coffee Day Holdings etc.).

Earlier, he has spearheaded M&A, and Business & Corporate Reorganisation as Head - Group Finance at the Aditya Birla Group. He has played a key role in evolution of Ultra Tech Cement, Idea Cellular, Aditya Birla Nuvo and Hindalco to become market leaders through a series of multi-billion-dollar innovative acquisitions, capital market interventions, mergers and post-merger integration. Prior to this, as an investment banker at JV of J. P. Morgan & ICICI, he managed Public Sector Enterprises practice.

Bharat is also an active mentor/ advisor and angel investor in the start-up ecosystem (IHO, Oyo Rooms, Perpetuiiti Tech, Arya.ai, PeeBuddy etc.). He is a thought-leader, solution-provider, an expert in spotting and predicting trends ahead of time, and a first mover when it comes to leveraging predicted trends in business and practice. Bharat was on National Committees of CII & FICCI on Capital Markets & PE and was elected as a board member at IVCA .

He is a Fellow Chartered Accountant (FCA), Associate Cost Accountant (AICMA), ICSI Graduate and Bachelor of Commerce from University of Mumbai.

Bharat has 27+ years of experience in Private Equity, Financial Services and Advisory to Family Owned Businesses/ Funds. He currently provides management consulting in areas of Business, Strategy, M&A, Joint Venture, Family Owned Business, and I-Banking to marquee Business & PE/VC Fund Houses, having advised on deals exceeding $200 M in a short span since the launch of his own practice in CY2016 (Select roles: Advisor to TVS Capital Funds, Sterlite Technologies and Sterlite Power). As the Founding MD & CEO at Aditya Birla PE and Senior President – Aditya Birla Capital, Bharat built it from scratch and led the Private Equity practice to navigate a fund-raise of $280 Million, the largest INR PE Fund at that time, and built a marquee portfolio across BFSI, Consumer & Leisure ventures (Investments: CARE, RBL Bank, City Union Bank, TransUnion CIBIL, Indian Energy Exchange, BSE, Coffee Day Holdings etc.).

Earlier, he has spearheaded M&A, and Business & Corporate Reorganisation as Head - Group Finance at the Aditya Birla Group. He has played a key role in evolution of Ultra Tech Cement, Idea Cellular, Aditya Birla Nuvo and Hindalco to become market leaders through a series of multi-billion-dollar innovative acquisitions, capital market interventions, mergers and post-merger integration. Prior to this, as an investment banker at JV of J. P. Morgan & ICICI, he managed Public Sector Enterprises practice.

Bharat is also an active mentor/ advisor and angel investor in the start-up ecosystem (IHO, Oyo Rooms, Perpetuiiti Tech, Arya.ai, PeeBuddy etc.). He is a thought-leader, solution-provider, an expert in spotting and predicting trends ahead of time, and a first mover when it comes to leveraging predicted trends in business and practice. Bharat was on National Committees of CII & FICCI on Capital Markets & PE and was elected as a board member at IVCA .

He is a Fellow Chartered Accountant (FCA), Associate Cost Accountant (AICMA), ICSI Graduate and Bachelor of Commerce from University of Mumbai.

Vinod currently serves as the Managing Director of the Braj Binani Group, a century-old business house with manufacturing operations in Cement, Glass Fibre, and Zinc; the group operates in International Markets and has a gross asset base in excess of $20 bn.

Before joining the Binani Group, Vinod was a banker for over 3 decades – he has served as Chairman of the Bharat Overseas Bank (now Indian Overseas Bank). Prior to that, Vinod was Managing Director of the Bank of Rajasthan.

He has held senior leadership roles at the SANWA Bank of Japan (Deputy General Manager), the Chohung Bank of Korea (Deputy CEO), and the Sumitomo Bank (Deputy CEO). He began his career with Syndicate Bank and then moved to EXIM Bank of India.

Vinod has received many prestigious awards like the 'Udyog Ratna Award' and the 'Gold Star Award' from the Institute of Economic Studies (IES), New Delhi, the 'Bharat Gaurav Award' from India International Friendship Society, New Delhi and the 'International Gold Star Award' from India International Friendship Society & N.R.I. Welfare Society at London.

Vinod holds a Bachelors and a Masters Degree in Commerce, as well as an L.L.B and a PhD.

Vinod currently serves as the Managing Director of the Braj Binani Group, a century-old business house with manufacturing operations in Cement, Glass Fibre, and Zinc; the group operates in International Markets and has a gross asset base in excess of $20 bn.

Before joining the Binani Group, Vinod was a banker for over 3 decades – he has served as Chairman of the Bharat Overseas Bank (now Indian Overseas Bank). Prior to that, Vinod was Managing Director of the Bank of Rajasthan.

He has held senior leadership roles at the SANWA Bank of Japan (Deputy General Manager), the Chohung Bank of Korea (Deputy CEO), and the Sumitomo Bank (Deputy CEO). He began his career with Syndicate Bank and then moved to EXIM Bank of India.

Vinod has received many prestigious awards like the 'Udyog Ratna Award' and the 'Gold Star Award' from the Institute of Economic Studies (IES), New Delhi, the 'Bharat Gaurav Award' from India International Friendship Society, New Delhi and the 'International Gold Star Award' from India International Friendship Society & N.R.I. Welfare Society at London.

Vinod holds a Bachelors and a Masters Degree in Commerce, as well as an L.L.B and a PhD.

Debasish has 35 years of experience in Development Banking, Investment Banking, Commercial Banking, Capital Market, Corporate Finance, International Bond Markets, Treasury and Retail Banking.

Debasish Mallick retired as Deputy Managing Director of EXIM Bank of India in his last role. Mr. Mallick oversaw the overall affairs of the Bank and looked after all operational and policy making matters pertaining to extension of Credit in both Domestic and International markets, Finance functions including Resource raising and Treasury in both International and Domestic markets, HR matters, including training, Research, and all other matters. The flagship programme of EXIM Bank, viz. Lines of Credit (LoC), Project Export credit were also under his guidance. Restructuring proposals including the newly formulated Insolvency and Bankruptcy Code (IBC) which engaged his attention, as a senior banker.

As the MD & CEO of IDBI Asset Management Company and Retail Banking, he also had all round exposure in operations of Equity and Debt Capital markets. He has operational and leadership experience in Project and Corporate Finance, Bond issuance in Domestic and International Bond Markets, Treasury and Retail Banking. He has been one of the early practitioners/beginners in channelizing institutional fund to the critical Infrastructure sector in India, including Road and Port projects, as also Renewable Energy. As a senior Banker, he had played an important role in initiating the Insolvency Code practices in India.

Debasish is a Postgraduate in Economics and a Certified Associate of the Indian Institute of Bankers

Debasish has 35 years of experience in Development Banking, Investment Banking, Commercial Banking, Capital Market, Corporate Finance, International Bond Markets, Treasury and Retail Banking.

Debasish Mallick retired as Deputy Managing Director of EXIM Bank of India in his last role. Mr. Mallick oversaw the overall affairs of the Bank and looked after all operational and policy making matters pertaining to extension of Credit in both Domestic and International markets, Finance functions including Resource raising and Treasury in both International and Domestic markets, HR matters, including training, Research, and all other matters. The flagship programme of EXIM Bank, viz. Lines of Credit (LoC), Project Export credit were also under his guidance. Restructuring proposals including the newly formulated Insolvency and Bankruptcy Code (IBC) which engaged his attention, as a senior banker.

As the MD & CEO of IDBI Asset Management Company and Retail Banking, he also had all round exposure in operations of Equity and Debt Capital markets. He has operational and leadership experience in Project and Corporate Finance, Bond issuance in Domestic and International Bond Markets, Treasury and Retail Banking. He has been one of the early practitioners/beginners in channelizing institutional fund to the critical Infrastructure sector in India, including Road and Port projects, as also Renewable Energy. As a senior Banker, he had played an important role in initiating the Insolvency Code practices in India.

Debasish is a Postgraduate in Economics and a Certified Associate of the Indian Institute of Bankers

A K T Chari is a keen Project Finance Specialist and has over 40 years of experience.

He has significantly impacted the process of infrastructure development in India through several strategic initiatives in the areas of Energy, Telecommunications, Information Technology, Integrated Transportation and Urban Infrastructure.

He joined IDFC in 1999 as Chief Operations Officer and later served as Executive Director and Senior Adviser. He was also an Advisor at IDFC Project Finance. Prior to joining IDFC, he was with the Industrial Development Bank of India (IDBI) for nearly 25 years and served in various capacities like Chief General Manager in the Project Finance Division, which included Infrastructure Financing, and later as Adviser.

He is an Independent Director on the Board of various companies such as HDFC Pension Management Company Limited and IDFC Infrastructure Finance Limited, and was till recently an Independent Director on the Board of HDFC Life Insurance Company Ltd.

He holds a degree in Electrical Engineering from the University of Madras, India.

A K T Chari is a keen Project Finance Specialist and has over 40 years of experience.

He has significantly impacted the process of infrastructure development in India through several strategic initiatives in the areas of Energy, Telecommunications, Information Technology, Integrated Transportation and Urban Infrastructure.

He joined IDFC in 1999 as Chief Operations Officer and later served as Executive Director and Senior Adviser. He was also an Advisor at IDFC Project Finance. Prior to joining IDFC, he was with the Industrial Development Bank of India (IDBI) for nearly 25 years and served in various capacities like Chief General Manager in the Project Finance Division, which included Infrastructure Financing, and later as Adviser.

He is an Independent Director on the Board of various companies such as HDFC Pension Management Company Limited and IDFC Infrastructure Finance Limited, and was till recently an Independent Director on the Board of HDFC Life Insurance Company Ltd.

He holds a degree in Electrical Engineering from the University of Madras, India.

Arun has served as the Chairman and Managing Director (CMD) of Union Bank of India, a premier Public Sector Bank from December 2013 to June 2017.

He presently serves on the boards of various prominent Indian companies, including Hinduja National Power Corporation, IndusInd Bank, Acuite Research & Ratings, Indian Infradebt Limited, and Setco Automotive Limited; Arun has also served as an Executive Director of Allahabad Bank.

He has also held the position of Deputy Chairman of Indian Bank’s Association, and has been Member of Governing Council of Indian Institute of Banking and Finance. Mr. Tiwari is currently a Member of the Governing Council, Bankers’ Institute of Rural Development.

Prior to that, he spent 33 years in diverse functions and roles at Bank of Baroda and his final designation was General Manager (GM) in charge of Corporate Banking, MSME Banking and Wealth Management; at Bank of Baroda, Arun's responsibility spanned the entire wholesale portfolio (including infrastructure) of the bank.

Arun holds a Post Graduate degree in Chemistry and a Certificate in Computer Programming. He has undergone various trainings at Arthur D’Little (Boston), the Kellog School of Management (Chicago), the Indian School of Business (Hyderabad), & the Indian Institute of Technology (Mumbai).

Arun has served as the Chairman and Managing Director (CMD) of Union Bank of India, a premier Public Sector Bank from December 2013 to June 2017.

He presently serves on the boards of various prominent Indian companies, including Hinduja National Power Corporation, IndusInd Bank, Acuite Research & Ratings, Indian Infradebt Limited, and Setco Automotive Limited; Arun has also served as an Executive Director of Allahabad Bank.

He has also held the position of Deputy Chairman of Indian Bank’s Association, and has been Member of Governing Council of Indian Institute of Banking and Finance. Mr. Tiwari is currently a Member of the Governing Council, Bankers’ Institute of Rural Development.

Prior to that, he spent 33 years in diverse functions and roles at Bank of Baroda and his final designation was General Manager (GM) in charge of Corporate Banking, MSME Banking and Wealth Management; at Bank of Baroda, Arun's responsibility spanned the entire wholesale portfolio (including infrastructure) of the bank.

Arun holds a Post Graduate degree in Chemistry and a Certificate in Computer Programming. He has undergone various trainings at Arthur D’Little (Boston), the Kellog School of Management (Chicago), the Indian School of Business (Hyderabad), & the Indian Institute of Technology (Mumbai).

Mr. Jayakumar has held diverse experience of 3 decades while at Citibank such as Treasurer - Consumer Bank, Business Development Head covering deposit and lending business, Managing Director for Citi Financial Ltd, Managing Director and Head of Citibank Consumer Loan for Asia Pacific Countries (covering Indonesia, Philippines, Australia, Hong Kong and Korea), Country Head - Citibank Consumer Business and Head of Balance Sheet Management - Asia Pacific. Shri P. S. Jayakumar has also served as a Board Member in many of Citibank’s subsidiaries in India.

Mr. Jayakumar joined Bank of Baroda on October 13, 2015 and was responsible for steering the Bank's comprehensive transformation journey, across all aspects - business, digital and technology, compliance and controls, organization and people. Prior to his appointment as MD & CEO of Bank of Baroda in October 2015, he was the Co-founder and CEO of VBHC Value Budget Housing (VBHC), a leader in housing for low- and moderate-income households from 2009 to 2015. He was also the Co-founder and Non-Executive Promoter Director for Home First Finance Company (HFFC), a housing finance institution regulated by the NHB, focused on financing customers who are not able to access mortgage loans from the banking sector.

He has contributed to several innovations in retail banking in India. In addition, he was associated with the first asset securitisation in India in 1991 and the first multi-lingual biometric ATM for the financially excluded in 2006.

P. S. Jayakumar is a qualified Chartered Accountant and additionally holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur. He also has the distinction of being a Chevening Gurukool Scholar through the London School of Economics and Political Science.

Mr. Jayakumar has held diverse experience of 3 decades while at Citibank such as Treasurer - Consumer Bank, Business Development Head covering deposit and lending business, Managing Director for Citi Financial Ltd, Managing Director and Head of Citibank Consumer Loan for Asia Pacific Countries (covering Indonesia, Philippines, Australia, Hong Kong and Korea), Country Head - Citibank Consumer Business and Head of Balance Sheet Management - Asia Pacific. Shri P. S. Jayakumar has also served as a Board Member in many of Citibank’s subsidiaries in India.

Mr. Jayakumar joined Bank of Baroda on October 13, 2015 and was responsible for steering the Bank's comprehensive transformation journey, across all aspects - business, digital and technology, compliance and controls, organization and people. Prior to his appointment as MD & CEO of Bank of Baroda in October 2015, he was the Co-founder and CEO of VBHC Value Budget Housing (VBHC), a leader in housing for low- and moderate-income households from 2009 to 2015. He was also the Co-founder and Non-Executive Promoter Director for Home First Finance Company (HFFC), a housing finance institution regulated by the NHB, focused on financing customers who are not able to access mortgage loans from the banking sector.

He has contributed to several innovations in retail banking in India. In addition, he was associated with the first asset securitisation in India in 1991 and the first multi-lingual biometric ATM for the financially excluded in 2006.

P. S. Jayakumar is a qualified Chartered Accountant and additionally holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur. He also has the distinction of being a Chevening Gurukool Scholar through the London School of Economics and Political Science.

Sanjay Asher is presently a senior partner with Crawford Bayley & Co, which is India’s oldest law firm, established in 1830. He has been a practising advocate since 1991, and was admitted as a solicitor in 1993. He is also a qualified chartered accountant. He specialises in the fields of corporate law and commercial law, cross border M&A, joint ventures, and capital markets, and advises large, medium and small business enterprises on these subjects.

Sanjay serves as an independent director of various public and private companies, including
Bajaj Allianz Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Finolex Industries Limited, Ashok Leyland Limited etc.

He has been a noted speaker at various seminars and conferences both domestically and internationally and has authored several articles published in national and international publications and also co-authored a book on the Companies Act, 2013, which was published by CCH, a Wolters Kluwer publication. He was an invitee to Committee formed by the Government of India, Department of Disinvestment for the purposes of standardising transaction documents in relation to privatisation of the public sector enterprises of the Government of India. He is also a member of committee in respect of Indo-US Financial Institutions Reforms and Expansion Projects - Capital Markets for development of securities law bar and the securities law course in India.

Sanjay holds a bachelor’s degree in commerce and a bachelor’s degree in law from the University of Bombay; and is affiliated with various roles at Harvard University, the University of Texas System and the IIM, Ahmedabad.

Sanjay Asher is presently a senior partner with Crawford Bayley & Co, which is India’s oldest law firm, established in 1830. He has been a practising advocate since 1991, and was admitted as a solicitor in 1993. He is also a qualified chartered accountant. He specialises in the fields of corporate law and commercial law, cross border M&A, joint ventures, and capital markets, and advises large, medium and small business enterprises on these subjects.

Sanjay serves as an independent director of various public and private companies, including
Bajaj Allianz Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Finolex Industries Limited, Ashok Leyland Limited etc.

He has been a noted speaker at various seminars and conferences both domestically and internationally and has authored several articles published in national and international publications and also co-authored a book on the Companies Act, 2013, which was published by CCH, a Wolters Kluwer publication. He was an invitee to Committee formed by the Government of India, Department of Disinvestment for the purposes of standardising transaction documents in relation to privatisation of the public sector enterprises of the Government of India. He is also a member of committee in respect of Indo-US Financial Institutions Reforms and Expansion Projects - Capital Markets for development of securities law bar and the securities law course in India.

Sanjay holds a bachelor’s degree in commerce and a bachelor’s degree in law from the University of Bombay; and is affiliated with various roles at Harvard University, the University of Texas System and the IIM, Ahmedabad.

Bharat has 27+ years of experience in Private Equity, Financial Services and Advisory to Family Owned Businesses/ Funds. He currently provides management consulting in areas of Business, Strategy, M&A, Joint Venture, Family Owned Business, and I-Banking to marquee Business & PE/VC Fund Houses, having advised on deals exceeding $200 M in a short span since the launch of his own practice in CY2016 (Select roles: Advisor to TVS Capital Funds, Sterlite Technologies and Sterlite Power). As the Founding MD & CEO at Aditya Birla PE and Senior President – Aditya Birla Capital, Bharat built it from scratch and led the Private Equity practice to navigate a fund-raise of $280 Million, the largest INR PE Fund at that time, and built a marquee portfolio across BFSI, Consumer & Leisure ventures (Investments: CARE, RBL Bank, City Union Bank, TransUnion CIBIL, Indian Energy Exchange, BSE, Coffee Day Holdings etc.).

Earlier, he has spearheaded M&A, and Business & Corporate Reorganisation as Head - Group Finance at the Aditya Birla Group. He has played a key role in evolution of Ultra Tech Cement, Idea Cellular, Aditya Birla Nuvo and Hindalco to become market leaders through a series of multi-billion-dollar innovative acquisitions, capital market interventions, mergers and post-merger integration. Prior to this, as an investment banker at JV of J. P. Morgan & ICICI, he managed Public Sector Enterprises practice.

Bharat is also an active mentor/ advisor and angel investor in the start-up ecosystem (IHO, Oyo Rooms, Perpetuiiti Tech, Arya.ai, PeeBuddy etc.). He is a thought-leader, solution-provider, an expert in spotting and predicting trends ahead of time, and a first mover when it comes to leveraging predicted trends in business and practice. Bharat was on National Committees of CII & FICCI on Capital Markets & PE and was elected as a board member at IVCA .

He is a Fellow Chartered Accountant (FCA), Associate Cost Accountant (AICMA), ICSI Graduate and Bachelor of Commerce from University of Mumbai.

Bharat has 27+ years of experience in Private Equity, Financial Services and Advisory to Family Owned Businesses/ Funds. He currently provides management consulting in areas of Business, Strategy, M&A, Joint Venture, Family Owned Business, and I-Banking to marquee Business & PE/VC Fund Houses, having advised on deals exceeding $200 M in a short span since the launch of his own practice in CY2016 (Select roles: Advisor to TVS Capital Funds, Sterlite Technologies and Sterlite Power). As the Founding MD & CEO at Aditya Birla PE and Senior President – Aditya Birla Capital, Bharat built it from scratch and led the Private Equity practice to navigate a fund-raise of $280 Million, the largest INR PE Fund at that time, and built a marquee portfolio across BFSI, Consumer & Leisure ventures (Investments: CARE, RBL Bank, City Union Bank, TransUnion CIBIL, Indian Energy Exchange, BSE, Coffee Day Holdings etc.).

Earlier, he has spearheaded M&A, and Business & Corporate Reorganisation as Head - Group Finance at the Aditya Birla Group. He has played a key role in evolution of Ultra Tech Cement, Idea Cellular, Aditya Birla Nuvo and Hindalco to become market leaders through a series of multi-billion-dollar innovative acquisitions, capital market interventions, mergers and post-merger integration. Prior to this, as an investment banker at JV of J. P. Morgan & ICICI, he managed Public Sector Enterprises practice.

Bharat is also an active mentor/ advisor and angel investor in the start-up ecosystem (IHO, Oyo Rooms, Perpetuiiti Tech, Arya.ai, PeeBuddy etc.). He is a thought-leader, solution-provider, an expert in spotting and predicting trends ahead of time, and a first mover when it comes to leveraging predicted trends in business and practice. Bharat was on National Committees of CII & FICCI on Capital Markets & PE and was elected as a board member at IVCA .

He is a Fellow Chartered Accountant (FCA), Associate Cost Accountant (AICMA), ICSI Graduate and Bachelor of Commerce from University of Mumbai.

Vinod currently serves as the Managing Director of the Braj Binani Group, a century-old business house with manufacturing operations in Cement, Glass Fibre, and Zinc; the group operates in International Markets and has a gross asset base in excess of $20 bn.

Before joining the Binani Group, Vinod was a banker for over 3 decades – he has served as Chairman of the Bharat Overseas Bank (now Indian Overseas Bank). Prior to that, Vinod was Managing Director of the Bank of Rajasthan.

He has held senior leadership roles at the SANWA Bank of Japan (Deputy General Manager), the Chohung Bank of Korea (Deputy CEO), and the Sumitomo Bank (Deputy CEO). He began his career with Syndicate Bank and then moved to EXIM Bank of India.

Vinod has received many prestigious awards like the 'Udyog Ratna Award' and the 'Gold Star Award' from the Institute of Economic Studies (IES), New Delhi, the 'Bharat Gaurav Award' from India International Friendship Society, New Delhi and the 'International Gold Star Award' from India International Friendship Society & N.R.I. Welfare Society at London.

Vinod holds a Bachelors and a Masters Degree in Commerce, as well as an L.L.B and a PhD.

Vinod currently serves as the Managing Director of the Braj Binani Group, a century-old business house with manufacturing operations in Cement, Glass Fibre, and Zinc; the group operates in International Markets and has a gross asset base in excess of $20 bn.

Before joining the Binani Group, Vinod was a banker for over 3 decades – he has served as Chairman of the Bharat Overseas Bank (now Indian Overseas Bank). Prior to that, Vinod was Managing Director of the Bank of Rajasthan.

He has held senior leadership roles at the SANWA Bank of Japan (Deputy General Manager), the Chohung Bank of Korea (Deputy CEO), and the Sumitomo Bank (Deputy CEO). He began his career with Syndicate Bank and then moved to EXIM Bank of India.

Vinod has received many prestigious awards like the 'Udyog Ratna Award' and the 'Gold Star Award' from the Institute of Economic Studies (IES), New Delhi, the 'Bharat Gaurav Award' from India International Friendship Society, New Delhi and the 'International Gold Star Award' from India International Friendship Society & N.R.I. Welfare Society at London.

Vinod holds a Bachelors and a Masters Degree in Commerce, as well as an L.L.B and a PhD.

Debasish has 35 years of experience in Development Banking, Investment Banking, Commercial Banking, Capital Market, Corporate Finance, International Bond Markets, Treasury and Retail Banking.

Debasish Mallick retired as Deputy Managing Director of EXIM Bank of India in his last role. Mr. Mallick oversaw the overall affairs of the Bank and looked after all operational and policy making matters pertaining to extension of Credit in both Domestic and International markets, Finance functions including Resource raising and Treasury in both International and Domestic markets, HR matters, including training, Research, and all other matters. The flagship programme of EXIM Bank, viz. Lines of Credit (LoC), Project Export credit were also under his guidance. Restructuring proposals including the newly formulated Insolvency and Bankruptcy Code (IBC) which engaged his attention, as a senior banker.

As the MD & CEO of IDBI Asset Management Company and Retail Banking, he also had all round exposure in operations of Equity and Debt Capital markets. He has operational and leadership experience in Project and Corporate Finance, Bond issuance in Domestic and International Bond Markets, Treasury and Retail Banking. He has been one of the early practitioners/beginners in channelizing institutional fund to the critical Infrastructure sector in India, including Road and Port projects, as also Renewable Energy. As a senior Banker, he had played an important role in initiating the Insolvency Code practices in India.

Debasish is a Postgraduate in Economics and a Certified Associate of the Indian Institute of Bankers

Debasish has 35 years of experience in Development Banking, Investment Banking, Commercial Banking, Capital Market, Corporate Finance, International Bond Markets, Treasury and Retail Banking.

Debasish Mallick retired as Deputy Managing Director of EXIM Bank of India in his last role. Mr. Mallick oversaw the overall affairs of the Bank and looked after all operational and policy making matters pertaining to extension of Credit in both Domestic and International markets, Finance functions including Resource raising and Treasury in both International and Domestic markets, HR matters, including training, Research, and all other matters. The flagship programme of EXIM Bank, viz. Lines of Credit (LoC), Project Export credit were also under his guidance. Restructuring proposals including the newly formulated Insolvency and Bankruptcy Code (IBC) which engaged his attention, as a senior banker.

As the MD & CEO of IDBI Asset Management Company and Retail Banking, he also had all round exposure in operations of Equity and Debt Capital markets. He has operational and leadership experience in Project and Corporate Finance, Bond issuance in Domestic and International Bond Markets, Treasury and Retail Banking. He has been one of the early practitioners/beginners in channelizing institutional fund to the critical Infrastructure sector in India, including Road and Port projects, as also Renewable Energy. As a senior Banker, he had played an important role in initiating the Insolvency Code practices in India.

Debasish is a Postgraduate in Economics and a Certified Associate of the Indian Institute of Bankers